What does OEM Calibration do with your personal information?
Why?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?
The types of personal information we collect and share depend on the product or service you have with us. The information can include:
Social Security number and income
Name, street, telephone number and email address
Account balances and payment history received from third parties
Credit history and employment information
When you are no longer our customer, we continue to share your information as described in this notice.
How?
All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons OEM Calibration chooses to share; and whether you can limit this sharing.
Reasons we can share your personal informationDoes OEM Calibration share?Can you limit this sharing?
For our everyday business purposes
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
YesNo
For our marketing purposes
To offer our products and services to you
YesNo
For joint marketing with other financial companies
YesNo
For our affiliates' everyday business purposes
Information about your transactions and experiences
YesYes
For our affiliates' everyday business purposes
Information about your creditworthiness
NoWe don't share
For nonaffiliated to market to you
NoWe don't share
Who We Are
Who is providing this notice?
OEM Calibration
What We Do
How does OEM Calibration protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does OEM Calibration collect my personal information?
We collect your personal information, for example, when you:
Apply for financing
Give us your income information or provide employment information
Provide account information or give us your contact information
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can't I limit all sharing?
Federal law gives you the right to limit only:
Sharing for affiliates' everyday business purposes-information about your creditworthiness
Affiliates from using your information to market to you
Sharing for nonaffiliated to market to you
State laws and individual companies may give you additional rights to limit sharing.
Definitions
Affiliates
Companies related by common ownership or control. They can be financial and nonfinancial companies.
Our affiliates include companies with a OEM Calibration name and financial companies such as dealerships.
Nonaffiliated
Companies not related by common ownership or control. They can be financial and nonfinancial companies.
OEM Calibration does not share with nonaffiliated so they can market to you.
Joint Marketing
A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
Our joint marketing partners include finance companies.
Questions?
Call (402) 315-5800
Can I print this?
Yes, click here to view a PDF file: Privacy_Notice_OEM_Calibration.pdf